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Dear UrbanBaby community,

Thank you so much for being a valued member of the UrbanBaby community. We wanted to inform you that we are shutting down the site on July 6th. We are grateful for your participation and support that has helped make UrbanBaby such an important resource to parents for many years.

If you have any questions or concerns, you can email us at urbanbaby-support@cbsinteractive.com.

Thanks so much,

UrbanBaby Support

[ - ] Money's really tight right now. Should I borrow against my 401K? I've got about 104K in it. What kind of interest would the loan be? 8 Replies [ Reply | Watch | More
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General Topics 06.03.08, 07:32 PM Flag
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dont dont dont do it. youre shooting yourself in the foot as far as retirement goes. should be an absolute last resort. [ Reply | More
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General Topics 06.03.08, 07:33 PM Flag
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almost always a bad idea. how tight is tight? what are your other options? [ Reply | More
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General Topics 06.03.08, 07:34 PM Flag
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don't do it!!! Is there anything you can cut from your weekly budget? Do you eat out too often? Buy too many clothes? [ Reply | More
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General Topics 06.03.08, 07:35 PM Flag
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you'll have to pay taxes on it AND a penalty. not sure about the interest, but it costs a lot to take out of 401k. What about cutting down your 401k contributions for a while if it put more cash in your paycheck (but check first because there is a breakeven point where you won't see a difference in your paycheck cause of the tax issues). [ Reply | More
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General Topics 06.03.08, 07:35 PM Flag
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Sounds very stressful. Is there any other option? [ Reply | More
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General Topics 06.03.08, 07:35 PM Flag
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np-she's borrowing against it. Which indicates that more will be taken out of her paycheck to return the funds. There aren't penalties in that. What you will have is less interest earned. It's better than borrowing from a bank, she's borrowing from herself. [ Reply | More
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General Topics 06.03.08, 07:37 PM Flag
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OP: i'm not employed anymore, actually. but still have the 401K haven't rolled it over yet, so can't use the option of having more taken out of paycheck to pay back loan. [ Reply | More
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General Topics 06.03.08, 07:42 PM Flag
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op: thanks for the advice. I figured it was a bad idea. might have to hit up the parents for a loan... [ Reply | More
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General Topics 06.03.08, 07:40 PM Flag
[ - ] I have 7 people coming over tomorrow and 4 kids. What can I make that is quick and easy 11 Replies [ Reply | Watch | More
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General Topics 06.03.08, 07:32 PM Flag
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Fruit salad- fresh strawberries, blueberries, grapes & pineapple [ Reply | More
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General Topics 06.03.08, 07:34 PM Flag
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for dinner? [ Reply | More
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General Topics 06.03.08, 07:35 PM Flag
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oh, well then lasagna. takes about 30min prep, 45min to bake, but it's 1 main dish. [ Reply | More
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General Topics 06.03.08, 07:37 PM Flag
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Roasted chickens from the market, Cous cous, salad, fresh asparagus. [ Reply | More
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General Topics 06.03.08, 07:36 PM Flag
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lasagne [ Reply | More
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General Topics 06.03.08, 07:37 PM Flag
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Spaghetti and meatballs. salad. bread. ice cream with toppings for dessert. [ Reply | More
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General Topics 06.03.08, 07:37 PM Flag
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Spaghetti, salad [ Reply | More
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General Topics 06.03.08, 07:41 PM Flag
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Hot Dogs [ Reply | More
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General Topics 06.03.08, 07:41 PM Flag
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I love hot dogs and I'm a grown up. [ Reply | More
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General Topics 06.03.08, 07:42 PM Flag
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I would suggest something other than hotdogs, you never know. [ Reply | More
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General Topics 06.03.08, 07:43 PM Flag
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lol. Jeez, I feed my ds mostly organic stuff, but who cares if someone's sitter feeds him a hot dog. THat mom should include a feed bag for her kid if she is so uptight. [ Reply | More
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General Topics 06.03.08, 07:43 PM Flag
[ - ] tell me about madison wisconsin. dh job may be moving us there. 10 Replies [ Reply | Watch | More
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General Topics 06.03.08, 07:32 PM Flag
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cold as balls. [ Reply | More
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General Topics 06.03.08, 07:32 PM Flag
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what else other than the cold. [ Reply | More
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General Topics 06.03.08, 07:33 PM Flag
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Hairy as balls [ Reply | More
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General Topics 06.03.08, 07:36 PM Flag
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college town? [ Reply | More
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General Topics 06.03.08, 07:35 PM Flag
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It's not that cold. Also a big college town, in addition to being the state capitol. I'm from Milwaukee, which is an 1 1/2 away. If you would like living in a college town, you will like it [ Reply | More
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General Topics 06.03.08, 07:35 PM Flag
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I beg to differ on the cold. [ Reply | More
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General Topics 06.03.08, 07:37 PM Flag
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How is Madison colder than other Midwest or NE cities? [ Reply | More
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General Topics 06.03.08, 07:39 PM Flag
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Its not necessarily colder than other northern midwest cities, but its colder and colder longer than the NE. Which is where I'm assuming teh OP is coming from. [ Reply | More
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General Topics 06.03.08, 07:41 PM Flag
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Seriously what's your definition of cold? It's much colder in the winter on the plains than in Wisconsin. We got a few -30 degree days that I remember growing up, but mostly in the winter it's in the 0-30 range. It's not the same bitter cold you'd get in Nebraska [ Reply | More
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General Topics 06.03.08, 07:39 PM Flag
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Would love to live there. Liberal. Nice people, those Midwesterners. My mom grew up outside Madsion on a farm. [ Reply | More
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General Topics 06.03.08, 07:36 PM Flag
[ - ] lol. He says that Bill Clinton did a good job and people boo. He has shot himself in the foot, the way he has trashed them. 3 Replies [ Reply | Watch | More
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General Topics 06.03.08, 07:29 PM Flag
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Oh please... at least he NEVER said McCain was better than Hillary [ Reply | More
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General Topics 06.03.08, 07:31 PM Flag
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He did not trash them. They trashed him... [ Reply | More
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General Topics 06.03.08, 07:32 PM Flag
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np: Don't bother. There is no logic. [ Reply | More
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General Topics 06.03.08, 07:32 PM Flag
[ - ] Charlie Wilson's War- worth watching? Dh just rented it. 1 Reply [ Reply | Watch | More
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General Topics 06.03.08, 07:26 PM Flag
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yes. come on it's Hanks..... [ Reply | More
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General Topics 06.03.08, 07:27 PM Flag
[ - ] My relatively new after-school sitter took my dd and her friend yesterday for a playdate in central park. She got the kids hotdogs. The other girls mom was clearly upset about the hotdog and I understand, let my sitter know how much so. I feel terribly all around. 17 Replies [ Reply | Watch | More
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General Topics 06.03.08, 07:25 PM Flag
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give. me. a. break. [ Reply | More
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General Topics 06.03.08, 07:26 PM Flag
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wow [ Reply | More
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General Topics 06.03.08, 07:26 PM Flag
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Oh for chrissakes. People get worked up over the most ridiculous things. [ Reply | More
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General Topics 06.03.08, 07:27 PM Flag
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op- When my sitter told me about it, several hours after it happened, she seemed very upset by it. I just hope she shakes it off, should I do anything about it? I've let her know she shouldn't be upset and we've both learned to find out in advance about rules when having a playdate. [ Reply | More
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General Topics 06.03.08, 07:29 PM Flag
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I get that every family has its own rules. But the other mother was being crazy, and it sounds like she confronted your sitter directly, which would bug me. [ Reply | More
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General Topics 06.03.08, 07:31 PM Flag
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Go shove a hot dog up your peek a choo. [ Reply | More
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General Topics 06.03.08, 07:27 PM Flag
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lol [ Reply | More
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General Topics 06.03.08, 07:28 PM Flag
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Feel terrible for what the sitter did or that you had to say something to her? I hate confrontation so I think I know how you feel. [ Reply | More
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General Topics 06.03.08, 07:29 PM Flag
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It was my sitter it happened to. I feel badly it happened as I like all the people involved very much and hope it does't have any negative effects. [ Reply | More
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General Topics 06.03.08, 07:31 PM Flag
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the hot dog? was it not cut up? or was it the hot dog itself? i personally would not be happy to have soemone else's sitter buy food for my dc at all. but not necessarily the hot dog aspect of it. [ Reply | More
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General Topics 06.03.08, 07:30 PM Flag
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What's wrong with a hotdog? [ Reply | More
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General Topics 06.03.08, 07:30 PM Flag
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op-It's fattening, unhealthy. [ Reply | More
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General Topics 06.03.08, 07:32 PM Flag
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omg [ Reply | More
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General Topics 06.03.08, 07:42 PM Flag
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How old are the girls? Was the other mom around or was your sitter watching both girls? If the mom had ANY food issues, she should have told the sitter. Central Park is not exactly the Four Seasons. The options are Pretzels, Churros, Ice Cream and yes, Hot Dogs. Last time I checked there were no organic or green options there at all, unless you bring them in yourself. I feel sorry for your sitter, but I would have a conversation with the other mom and not be that apologetic either. She should not have chewed out your sitter. [ Reply | More
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General Topics 06.03.08, 07:35 PM Flag
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ita. [ Reply | More
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General Topics 06.03.08, 07:36 PM Flag
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The girls are 6 1/2. They made a plan together, the sitter was alone with the girls in the park. I assume the mom didn't expect they'd get something that would be considered a meal and I can assume after this hot dogs are a big no for her. [ Reply | More
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General Topics 06.03.08, 07:41 PM Flag
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np: My DS is same age. I'd be taking it up with him, not the sitter - he knows our food rules at this point. [ Reply | More
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General Topics 06.03.08, 07:43 PM Flag
[ - ] Got Mirena IUD today. Anybody btdt? Hope to here lots of good experiences w/ it. 2 Replies [ Reply | Watch | More
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General Topics 06.03.08, 07:25 PM Flag
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I've had it about a year. No complaints here. [ Reply | More
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General Topics 06.03.08, 07:29 PM Flag
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thanks! [ Reply | More
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General Topics 06.03.08, 07:31 PM Flag
[ - ] Anyone cut red meat out of their diet? What are the benefits? 2 Replies [ Reply | Watch | More
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General Topics 06.03.08, 07:23 PM Flag
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fewer colonics [ Reply | More
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General Topics 06.03.08, 07:24 PM Flag
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eat very little red meat. it's hard to digest, and usually more fatty than "white" meats. [ Reply | More
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General Topics 06.03.08, 07:25 PM Flag
[ - ] These news stories on the value of a SAHM (117K) are so ridiculous. Does anyone find any value in this information? What's the point? 5 Replies [ Reply | Watch | More
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General Topics 06.03.08, 07:22 PM Flag
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As a SAHM, I don't find these news stories valuable at all. I think the point is to make society say "oh SAHMs do have value after all." But, I think most women who choose to stay at home do it regardless of what some economist values their worth, whether it be $1 or $1M [ Reply | More
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General Topics 06.03.08, 07:25 PM Flag
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I am writing an article about whether being a SAHM is the hardest job in the world. What do all of you think? [ Reply | More
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General Topics 06.08.08, 06:24 AM Flag
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yes and no. on a face value level, no it doesn't mean anything. but i think it's positive for a couple of reasons...i think any PR sahms can get, teh better off women are. i think it's nice for me and for dh to see a list of all the things i do (or am supposed to be doing). [ Reply | More
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General Topics 06.03.08, 07:28 PM Flag
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I liked to know how much should be added to my salary based on what I do at home, while still holding down a job OH. [ Reply | More
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General Topics 06.08.08, 06:27 AM Flag
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while you're at it, figure out what should be added to my dh's salary for taking out the trash, cooking, driving us places, and taking dd to the playground every weekend. [ Reply | More
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General Topics 06.08.08, 06:39 AM Flag
[ - ] Here's a question to those who would rather vote for Mccain than Obama. So you would rather choose someone so against your beliefs, simply because he is imperfect? Or is it the black thing? Come on be real, this is an anonymous site. 2 Replies [ Reply | Watch | More
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General Topics 06.03.08, 07:22 PM Flag
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I don't get it either. They say it's about "principle" but it is so short-sighted. [ Reply | More
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General Topics 06.03.08, 07:23 PM Flag
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I won't vote for someone I don't believe in. Not McCain. Not Obama. [ Reply | More
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General Topics 06.03.08, 07:25 PM Flag
[ - ] I'm 7mo pg and It's getting so difficult to carry dd around (she can't walk), plus we live on 2nd floor. Dh is out of town sometimes for 4-5 days at a time and I'm just exhausted by all the schlepping. Any suggestions? 11 Replies [ Reply | Watch | More
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General Topics 06.03.08, 07:18 PM Flag
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Don't carry her. Let her walk up. It'll take an hour, but she can do it [ Reply | More
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General Topics 06.03.08, 07:19 PM Flag
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op- she can't walk- she's 10mo! [ Reply | More
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General Topics 06.03.08, 07:21 PM Flag
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Let her crawl up [ Reply | More
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General Topics 06.03.08, 07:22 PM Flag
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she can't crawl either :( [ Reply | More
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General Topics 06.03.08, 07:22 PM Flag
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Great way to learn! [ Reply | More
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General Topics 06.03.08, 07:23 PM Flag
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lol [ Reply | More
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General Topics 06.03.08, 07:22 PM Flag
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np: i have a 17 mo and am having the same problem. it's exhausting. GL! [ Reply | More
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General Topics 06.03.08, 07:22 PM Flag
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Unfortunately, you just have to schlep. choose your daily routine wisely. just one of the many joys of being a pregnant mom. We've all done it. but I'll tell ya - I hated every second of it! [ Reply | More
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General Topics 06.03.08, 07:23 PM Flag
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stay home? seriously. [ Reply | More
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General Topics 06.03.08, 07:32 PM Flag
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it's hard either way. if she could walk already you'd be here posting that you are 7mo pregnant and your db refuses to sit in the stroller and you end up chasing her around the neighborhood. Look on the bright side. At least she can't climb out of her crib yet :-) [ Reply | More
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General Topics 06.03.08, 07:36 PM Flag
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that's true :-) [ Reply | More
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General Topics 06.03.08, 07:37 PM Flag
[ - ] trying to photograph apt for FSBO purposes. Any advice? I'm renting a light, have a tripod and know to shoot from the corner of the room...any other good tips?? 2 Replies [ Reply | Watch | More
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General Topics 06.03.08, 07:16 PM Flag
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pick time of day when sunlight is in the room. look at other pictures for ideas. rooms should be fairly empty. [ Reply | More
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General Topics 06.03.08, 07:17 PM Flag
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lol...that is the biggest drawback of the apt...it's very dark (only on 2nd floor)...we are pricing it very low (on a price per sq ft basis) because of this [ Reply | More
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General Topics 06.03.08, 07:20 PM Flag
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