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Dear UrbanBaby community,

Thank you so much for being a valued member of the UrbanBaby community. We wanted to inform you that we are shutting down the site on July 6th. We are grateful for your participation and support that has helped make UrbanBaby such an important resource to parents for many years.

If you have any questions or concerns, you can email us at urbanbaby-support@cbsinteractive.com.

Thanks so much,

UrbanBaby Support

[ - ] Considering return to full-time job with commute. Kids are 6 and 2. Any tips on how to acclimate? Thanks! 2 Replies [ Reply | Watch | More
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General Topics 06.04.08, 08:39 AM Flag
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xanax [ Reply | More
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General Topics 06.04.08, 08:47 AM Flag
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It wil be SO much easier than watching your 2 yr old. Relax. [ Reply | More
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General Topics 06.04.08, 08:48 AM Flag
[ - ] if i had an orgasm around the time of implantation could I have hurt my chances of the embryo implanting? 3 Replies [ Reply | Watch | More
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General Topics 06.04.08, 08:38 AM Flag
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please reply [ Reply | More
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General Topics 06.04.08, 08:41 AM Flag
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why don't you ask your OBGYN instead of the idiots on this board who don't know nuthin' [ Reply | More
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General Topics 06.04.08, 08:43 AM Flag
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if this is a serious question, then no. [ Reply | More
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General Topics 06.04.08, 08:53 AM Flag
[ - ] Anyone have a minor accident and then have someone file a claim against you? How much did your insurance go up? 1 Reply [ Reply | Watch | More
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Toddler 06.04.08, 08:37 AM Flag
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it depends on the incurance company and your record. i had my first accident in december after having been with usaa for over 10 years and the insurance did not go up at all. [ Reply | More
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General Topics 06.04.08, 08:55 AM Flag
[ - ] What's the best way to clean my bathroom tile to get the grout and tile clean? Recommend a certain cleaning product/method? 1 Reply [ Reply | Watch | More
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General Topics 06.04.08, 08:34 AM Flag
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one part bleach, 9 parts hot water. toothbrush, gloves and a lot of time for scrubbing [ Reply | More
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General Topics 06.04.08, 08:38 AM Flag
[ - ] Any suggestions on how to handle dealing with replacing a pregnant nanny for the 3 months she wants to take off in November? Is it too early to start looking? 7 Replies [ Reply | Watch | More
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General Topics 06.04.08, 08:33 AM Flag
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Is she returning with her child? [ Reply | More
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General Topics 06.04.08, 08:38 AM Flag
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Are you in love with this nanny? If not, I'd look for a full time replacement. My former nanny with young children called out a lot. [ Reply | More
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General Topics 06.04.08, 08:40 AM Flag
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np: good point [ Reply | More
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General Topics 06.04.08, 08:41 AM Flag
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sooooooo nannies should not have kids? and if they do the kids should not get sick? kids are a part of life and so is getting sick, especially in young kids, your remarks was unfair. [ Reply | More
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General Topics 06.04.08, 10:02 AM Flag
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try to work out an exchange with someone who is staying home on maternity leave and patch any other open weeks with friends, camps, emergency daycare and your family members. [ Reply | More
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General Topics 06.04.08, 08:42 AM Flag
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(that is use their nanny if they are going to be home on maternity leave) [ Reply | More
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General Topics 06.04.08, 08:42 AM Flag
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My nanny got pregnant and took off an entire summer - I don't think it's too early to start looking because you may find people who know now that a job of theirs might be ending in Nov or their family is leaving the city in Nov or something like that - we survived fine - and, yes, she calls out occasionally, but she already had a young child when she started with us - but for us, that's the sacrifice we make - she's wonderful and for us, that's what mattered most [ Reply | More
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General Topics 06.04.08, 10:05 AM Flag
[ - ] So a friend of mine wanted to buy in the building where the crane collapsed. Bad karma, right? 3 Replies [ Reply | Watch | More
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General Topics 06.04.08, 08:33 AM Flag
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the developers should get it spiritually cleansed. [ Reply | More
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General Topics 06.04.08, 08:38 AM Flag
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bad karma because she thinks she will get a deal? or bad karma because it happened? [ Reply | More
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General Topics 06.04.08, 08:54 AM Flag
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I'm with Garp on this one. "What are the chances of another crane accident there?" [ Reply | More
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General Topics 06.04.08, 08:56 AM Flag
[ - ] do you think this a good time to buy in NYC or should we wait a little bit more 31 Replies [ Reply | Watch | More
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General Topics 06.04.08, 08:32 AM Flag
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tough to say, if the year ends up and wall street has decent bonuses you would have missed an opportunity, if it ends down and bonuses suck you would have bought too high. The dollar is showing signs of life which means that the apartments are a little less attractive to european buyers, which may help to keep the prices a little lower as well. [ Reply | More
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General Topics 06.04.08, 08:35 AM Flag
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true, but you can get a good price, which might change soon [ Reply | More
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General Topics 06.04.08, 08:37 AM Flag
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something really unusual would have to happen for banking sector to pay big bonuses this year. [ Reply | More
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General Topics 06.04.08, 08:38 AM Flag
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very true [ Reply | More
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General Topics 06.04.08, 08:39 AM Flag
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the hedge fund I work for will most likely be paying out bonuses. Forex as well, but probably not enough people to really push prices higher. Too isolated. [ Reply | More
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General Topics 06.04.08, 08:42 AM Flag
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bonuses will be paid just not astronomically huge bonuses. [ Reply | More
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General Topics 06.04.08, 08:43 AM Flag
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np, Bonuses aren't going to be as bad as everyone thinks they will be. I know many people from Bear who will be getting paid as much or the same as last year at JPM. Hedge fund bonuses won't be down for a lot of people, either. [ Reply | More
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General Topics 06.04.08, 10:13 AM Flag
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how can you know this in June? [ Reply | More
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General Topics 06.04.08, 10:14 AM Flag
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prices have not begun to move much in Manhattan. Wait it out. Some opportunities in Queens. [ Reply | More
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General Topics 06.04.08, 08:36 AM Flag
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there are opportunities everywhere, but Manhattan. We want Manhattan though [ Reply | More
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General Topics 06.04.08, 08:38 AM Flag
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no way. Manhattan is a "Super City" impervious to other traditional real estate trends and morays [ Reply | More
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General Topics 06.04.08, 08:39 AM Flag
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historically, that is not true. Manhattan slumped badly in the mid-90's after Wall Street-fueled price surge in late '80's. [ Reply | More
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General Topics 06.04.08, 08:41 AM Flag
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I would not call that period a bad slump by any means [ Reply | More
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General Topics 06.04.08, 08:42 AM Flag
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apt price went down 30%, thats a slump [ Reply | More
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General Topics 06.04.08, 08:48 AM Flag
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They did not!! [ Reply | More
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General Topics 06.04.08, 08:52 AM Flag
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45%? [ Reply | More
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General Topics 06.04.08, 08:53 AM Flag
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np who are you? you are so wrong [ Reply | More
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General Topics 06.04.08, 08:55 AM Flag
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really? Nice 1BRs in apt were $150K in prime neighborhoods. I don't think you know what you're talking about. Or you're a realtor. [ Reply | More
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General Topics 06.04.08, 08:48 AM Flag
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ita, that was a slump [ Reply | More
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General Topics 06.04.08, 08:51 AM Flag
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np what are you trying to say? [ Reply | More
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General Topics 06.04.08, 08:41 AM Flag
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buy now if you find something you like. ny holds up a bit better than most areas since a lot of foreigners buy here. If you like new developments, however, i would wait a bit more..they are floundering but still not ready to sell at losses. By new developments, i mean those new highrises with units still under renovation. [ Reply | More
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General Topics 06.04.08, 08:49 AM Flag
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We are taking the plunge and found that the mortgage rate is rising for coops! Almost 8% on a jumbo loan (fixed, 30 year) and decided that if we waited much longer we would be price out of the mortgage market. Prices seem to have leveled, but there are more factors than just the price! [ Reply | More
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General Topics 06.04.08, 08:50 AM Flag
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good to know. this is nuts. how can the fed rate be at all time low and jumbo mortgage is 8%???? Did anyone explain this to you? [ Reply | More
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General Topics 06.04.08, 08:54 AM Flag
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Yes, the new ceiling for jumbo mortgages was moved to 730,000 but only for condos and individual homes. For Coops it stayed at 417000 (which was the previous level). They claim coops are higher "risk" (yeah, you got me...not the coop board we interviewed with!!!). Therefore, everyone penny over 417,000 is a jumbo mortgage (and thus only qualifying for 7.65% or higher). This still requires a minimum of 20% down (25% is better) plus 2 years liquid assets after closing. With all this you are looking at over 5500 a month with mortgage and monthly fees/taxes for a small 2 bedroom in Manhattan--Of course, you will have to have over 300,000 cash (not 410K or stocks) on the barrel BEFORE you close (25% down plus 25% liquid). Good luck! [ Reply | More
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General Topics 06.04.08, 09:57 AM Flag
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that really gives the condo sellers a huge advantage in this market. [ Reply | More
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General Topics 06.04.08, 10:05 AM Flag
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Yeap. That is why they cost more for the same price. [ Reply | More
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General Topics 06.04.08, 10:12 AM Flag
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Sorry, I mean cost more for the same space. [ Reply | More
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General Topics 06.04.08, 10:13 AM Flag
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Buy in my buiding. www.sharesofny.com West 95th Street. A 2 bedroom just sold (unrenovated) for $850K. [ Reply | More
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General Topics 06.04.08, 08:51 AM Flag
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on their site the prices are much higher but they are desperate.. as are all of hte other real estate developers out there. [ Reply | More
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General Topics 06.04.08, 08:51 AM Flag
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NYC is a lot of different markets. [ Reply | More
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General Topics 06.04.08, 08:54 AM Flag
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personally, i think we have room to dip. but good rule of thumb is that if you love the place and will stay for five years buy. [ Reply | More
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General Topics 06.04.08, 08:55 AM Flag
[ - ] Anyone ever pull themselves out of insane debt? I can't sleep at night. It is student loans & cc's (which bother me more, of course). I am sole breadwinner and DH has been self-emplyed about 5yrs. I am ready to walk. WWYD? 22 Replies [ Reply | Watch | More
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General Topics 06.04.08, 08:31 AM Flag
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debt consolidation loan. Chances are you'll get a batter interest rate, and it's one bill. Get the loan, don't do some program. Most personal banks offer this kind of loan. HSBC for sure, and their rates are quite good.. [ Reply | More
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General Topics 06.04.08, 08:33 AM Flag
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Don't these look really bad when you apply for a mortgage? I have never missed a payment or anything. Not in danger of killing my credit, just not comfortable carrying this much debt. [ Reply | More
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General Topics 06.04.08, 08:35 AM Flag
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a debt consolidation loan really just looks like a loan. The plans that certain companies have, like "American Credit Alliance" look bad, because they actually negotiate your debt down. With the loan, all of your debt is being paid off by the bank, then you pay the bank...no deals or anything, just fewer bills and potentially a little less interest. When I did this with an HSBC loan it actually helped my credit because it was fewer open accounts. [ Reply | More
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General Topics 06.04.08, 08:37 AM Flag
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what do you mean by "insane debt"? [ Reply | More
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General Topics 06.04.08, 08:34 AM Flag
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Student loans $100k each and my cc's are at 55k [ Reply | More
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General Topics 06.04.08, 08:35 AM Flag
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what is your income, its all relative. [ Reply | More
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General Topics 06.04.08, 08:37 AM Flag
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$200+ [ Reply | More
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General Topics 06.04.08, 08:40 AM Flag
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You're fine. Get rid of the cc debt in one year - yes, you can do it. Student Loan debt is fine to carry for the duration. [ Reply | More
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General Topics 06.04.08, 08:41 AM Flag
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omg... that is a lot! what happens if you declare bankruptcy? [ Reply | More
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General Topics 06.04.08, 08:38 AM Flag
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Get rid of the ccresit card debt no matter what. I know the student loan debt may seem overwhelming but it's not as bad (it's an investment in you). Come up with ways that you can give more to the debt and then just slowly chip away at it. It will take time but you can do it. [ Reply | More
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General Topics 06.04.08, 08:37 AM Flag
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^^credit..bad typist. [ Reply | More
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General Topics 06.04.08, 08:38 AM Flag
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Does DH contribute any income? [ Reply | More
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General Topics 06.04.08, 08:39 AM Flag
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Ah. Here is the crux of the problem. Very little. Maybe $30-35k. I am at my wits end. I love him, but DB is 1yr. now and you know the saying, sometimes love just aint enough... [ Reply | More
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General Topics 06.04.08, 08:41 AM Flag
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you will throw away your marriage because of this? [ Reply | More
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General Topics 06.04.08, 08:48 AM Flag
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does he have any earning potential greater than what he currently contributes? [ Reply | More
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General Topics 06.04.08, 08:42 AM Flag
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If you're currently paying for child care, get rid of it and hire your husband as the nanny. That will free up more income than he's bringing home. [ Reply | More
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General Topics 06.04.08, 08:45 AM Flag
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separate marital issues from financial issues. the fact that you are in debt is not a reason by itself to end your marriage. is your dh spending unhealthily? or are you just annoyed that he's not contributing more, financially. what are your fixed expenses? with an income over 200k you should be able to make significant headroads on your debt. [ Reply | More
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General Topics 06.04.08, 08:57 AM Flag
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Oh my gosh i think you are me. Except cc is at 10k and student loans are 85K total for both of us. I am watching the thread. DD is 14months. [ Reply | More
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General Topics 06.04.08, 09:05 AM Flag
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if you haven't already consolidate your student loans, BUT NOT WITH YOUR CC!!!. If you have already consol. get yourself on the lowest payment plan for the student loans and focus on the CC. Having student loans is not a big deal, as long as you make timely monthly payments it's all good --and really who cares if you never pay it off. However the CC debt is super high so you should focus on that becuase that you do have to pay off and it severely affects your credit rating. If you can open a new card with a very low interest and transfer all the balances. Take all the other cards cut them up but don't close the accounts. then make timely payments (as much as you can afford) every month. If you focus on it you will get there. GL!! [ Reply | More
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General Topics 06.04.08, 09:09 AM Flag
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FYI- this advice was given to me a financial planner family member and it worked for me. it took me two years but all 45k CC debt is gone. Don't close the accounts though, that destroys your credit rating. And as for the student loans, seriously don't stress about it, it's really not that much, I know many professionals that have several hundreds of thousands in student loan debt. As long as you make your payments timely it is fine. [ Reply | More
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General Topics 06.04.08, 09:12 AM Flag
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this is terrible but well intentioned advice. Buy a book on credit repair and follow the advice in there. Moving balances around adversely affects your credit as does opening and closing lines of credit. [ Reply | More
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General Topics 06.04.08, 09:13 AM Flag
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OP: although you are correct about the credit rating, but as you see I spefically said do not close any accounts, if she is paying 18% on old cards and can get a much lower rate (like 0%) she will be paying a lot less interest and will be able to pay it off a lot quicker. No one is saying to shuffle it around like a chess game, get one card with a very low rate, put all the balances there and pay it off. AND OF COURSE NO MORE CHARGING. [ Reply | More
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General Topics 06.04.08, 09:18 AM Flag
[ - ] What and how much do SAHM spend on DH's gifts? FYI, he buys me very nice jewelry, but I feel I can't spend that kind of $$$ b/c I did not earn it directly. 3 Replies [ Reply | Watch | More
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General Topics 06.04.08, 08:30 AM Flag
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I am buying dh a magazine rack for our toilet area in master bath. It's the gift that keeps on giving. [ Reply | More
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General Topics 06.04.08, 08:40 AM Flag
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OP: I have given him tons of small gifts but I think there must be a creative way to try to match what he give me? [ Reply | More
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General Topics 06.04.08, 09:23 AM Flag
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Blow jobs. And I'm not kidding. [ Reply | More
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General Topics 06.05.08, 01:43 AM Flag
[ - ] How do you get real grime off of nice furniture? I received some Thomas Mosur & other furniture from an elderly friend but it has areas darkened with in-grained grime & lumps of black gunk. I'm afraid I'll ruin the furniture in trying to get the gunk off. TIA 10 Replies [ Reply | Watch | More
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General Topics 06.04.08, 08:30 AM Flag
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Diluted solution of dish soap and water, spray bottle, toothbrush...Inconspicuous area first for sure. [ Reply | More
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General Topics 06.04.08, 08:31 AM Flag
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The water won't take the finish off? I was scared to use water. [ Reply | More
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General Topics 06.04.08, 08:36 AM Flag
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without having it in front of me this is really hard to answer. is there an area with the finish that's hidden that you can test it on? [ Reply | More
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General Topics 06.04.08, 08:38 AM Flag
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I'll give it a try. [ Reply | More
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General Topics 06.04.08, 08:41 AM Flag
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I'm glad this website is anonomous so you can't chase me down if I've just ruined a priceless antique...remember a space noone will see. [ Reply | More
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General Topics 06.04.08, 08:43 AM Flag
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call kim and aggie [ Reply | More
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General Topics 06.04.08, 08:44 AM Flag
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huh? [ Reply | More
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General Topics 06.04.08, 09:11 AM Flag
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cigar ashes and lemon oil clean off watermarks. [ Reply | More
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General Topics 06.04.08, 08:44 AM Flag
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thanks. that's fascinating. [ Reply | More
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General Topics 06.04.08, 09:11 AM Flag
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clean it up with a little murphy's soap and a lot of water. But dirt and oil accumulation is called patina and character. [ Reply | More
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General Topics 06.04.08, 08:46 AM Flag
[ - ] Friend/Coworker just had a c-section and the baby has been in the NICU with complications. Is it OK to send flowers? 1 Reply [ Reply | Watch | More
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General Topics 06.04.08, 08:30 AM Flag
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you can't send flowers to an ICU...if she would be going home in a few days, I think it's a bit of a waste. [ Reply | More
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General Topics 06.04.08, 08:39 AM Flag
[ - ] Potential Affair Man seems no longer to be interested in me ... please tell me I dodged a bullet. 1 Reply [ Reply | Watch | More
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General Topics 06.04.08, 08:29 AM Flag
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may sting a little, but I'd say you certainly did. [ Reply | More
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General Topics 06.04.08, 08:30 AM Flag
[ - ] Has anyone gotten pregnant while taking the pill? I had some bleeding last month about a week before my scheduled period, then no actual period. I woke up at 4 am this morning a puked. I am worried. 9 Replies [ Reply | Watch | More
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General Topics 06.04.08, 08:21 AM Flag
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Pee on a stick. [ Reply | More
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General Topics 06.04.08, 08:23 AM Flag
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I think I am going to have to buy one on my lunch hour [ Reply | More
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General Topics 06.04.08, 08:23 AM Flag
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I got pregnant on the pill. It was the 1st month on a new pill. [ Reply | More
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General Topics 06.04.08, 08:27 AM Flag
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It was my first month on a new pill. If I am I don't know what I am going to do I have a 2.5 year old and 6 month old twins. I think I should pray [ Reply | More
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General Topics 06.04.08, 08:31 AM Flag
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Oh my gosh, good luck. Just remember your never given more then you can handle. Well at least that is my quote to live by. Good luck! [ Reply | More
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General Topics 06.04.08, 09:01 AM Flag
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Thank you. I am waiting to go to lunch to buy a pee stick. [ Reply | More
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General Topics 06.04.08, 09:02 AM Flag
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NEGATIVE!!!!! Hooray! [ Reply | More
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General Topics 06.04.08, 12:08 PM Flag
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Oh good. Congrats to you. [ Reply | More
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General Topics 06.04.08, 12:40 PM Flag
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I feel over the moon [ Reply | More
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General Topics 06.04.08, 01:07 PM Flag
[ - ] Why do my settings keep resetting to sort by most active? I've reset it to sort by recency 3 times today already. 6 Replies [ Reply | Watch | More
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General Topics 06.04.08, 08:19 AM Flag
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Me too. I have no idea how to remedy this [ Reply | More
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General Topics 06.04.08, 08:21 AM Flag
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It keeps happening every time I refresh. Very annoying. [ Reply | More
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General Topics 06.04.08, 08:23 AM Flag
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you must click "save as default" and "use my fault" [ Reply | More
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General Topics 06.04.08, 08:24 AM Flag
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I have. 5 times now. [ Reply | More
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General Topics 06.04.08, 08:24 AM Flag
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I have been having this problem too. Worked great for weeks, then yesterday kept defaulting to active even though I continually click "save me default" "use my default" [ Reply | More
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General Topics 06.04.08, 09:10 AM Flag
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mine is doing the same thing with collapsing posts. annoying. [ Reply | More
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General Topics 06.04.08, 09:16 AM Flag
[ - ] Poll: do you think the real estate market (specifically in NJ) will drop much more or you think it's hit it's bottom? 2 Replies [ Reply | Watch | More
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General Topics 06.04.08, 08:12 AM Flag
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it might drop a bit more . . but in Essex county it seems to be ok right now. [ Reply | More
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General Topics 06.04.08, 08:16 AM Flag
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thanks. we're looking in bergen county. [ Reply | More
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General Topics 06.04.08, 08:21 AM Flag
[ - ] What is your 2yo's favorite toy? 1 Reply [ Reply | Watch | More
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General Topics 06.04.08, 08:10 AM Flag
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his lego zoo and thomas trains [ Reply | More
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General Topics 06.04.08, 08:11 AM Flag
[ - ] any real estate moms on? i have a question. 1 Reply [ Reply | Watch | More
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Toddler 06.04.08, 08:00 AM Flag
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here [ Reply | More
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General Topics 06.04.08, 08:05 AM Flag
[ - ] what type of store would sell beanbags? i must get 25 beanbags by 2pm this afternoon. 4 Replies [ Reply | Watch | More
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General Topics 06.04.08, 07:59 AM Flag
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Essentials? [ Reply | More
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General Topics 06.04.08, 08:01 AM Flag
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what is that? a variety store? [ Reply | More
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General Topics 06.04.08, 08:07 AM Flag
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place on Broadway, has weird stuff including kids stuff-- call them first though [ Reply | More
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General Topics 06.04.08, 08:17 AM Flag
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pottery barn teen catalog [ Reply | More
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General Topics 06.04.08, 09:06 AM Flag
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