< Return to Talk
06.10.20, 18:03 PM General Topics
70 replies
How much money do you have in your savings/checking account right now? Cash only. [ Reply | Watch | Flag ]
General Topics 06.10.20, 06:03 PM Flag
 

Dear UrbanBaby community,

Thank you so much for being a valued member of the UrbanBaby community. We wanted to inform you that we are shutting down the site on July 6th. We are grateful for your participation and support that has helped make UrbanBaby such an important resource to parents for many years.

If you have any questions or concerns, you can email us at urbanbaby-support@cbsinteractive.com.

Thanks so much,

UrbanBaby Support

»
$275k [ Reply | More
]
General Topics 06.10.20, 06:04 PM Flag
»
Is there a reason you have that much in savings vs investments? [ Reply | More
]
General Topics 06.10.20, 06:10 PM Flag
»
Dh thought a bubble bust was coming. [ Reply | More
]
General Topics 06.10.20, 06:18 PM Flag
»
Smart [ Reply | More
]
General Topics 06.10.20, 06:21 PM Flag
»
Not when he's been doing this for a decade [ Reply | More
]
General Topics 06.10.20, 07:11 PM Flag
»
Hi, twin! [ Reply | More
]
General Topics 06.10.20, 07:12 PM Flag
»
Ohhh, I assumed you meant he took it out of the stock market recently bc of COVID [ Reply | More
]
General Topics 06.10.20, 07:24 PM Flag
»
250K. Glad to have a cushion now considering jobs are so unstable now. [ Reply | More
]
General Topics 06.10.20, 08:59 PM Flag
»
yes. sometimes I look at my savings and the frugal life I live and I'm sad. But then I realize the lack of anxiety I feel because I have savings is worth more than an updated kitchen. [ Reply | More
]
General Topics 06.10.20, 11:51 PM Flag
»
Interesting, that would explain why my wealthiest family members live in a tiny house straight out to the 70s [ Reply | More
]
General Topics 06.11.20, 12:36 AM Flag
»
You've not read "The millionaire next door"? Old cars, cheapest house on the street, usually never divorced, no show off possessions except maybe one thing they are very passionate or creative about. [ Reply | More
]
General Topics 06.11.20, 12:56 PM Flag
»
No, never had a particular interest in reading what millionaires do or don't do. I am poor and I also have an old car and tiny house lol. [ Reply | More
]
General Topics 06.11.20, 03:08 PM Flag
»
$55k. We try to keep it between $40-$60k and when it goes over $60k, we push it into investments. [ Reply | More
]
General Topics 06.10.20, 06:05 PM Flag
»
Do you mind sharing what kind of investments? Unlikely I’ll ever have extra cash to invest but just curious. [ Reply | More
]
General Topics 06.11.20, 02:19 AM Flag
»
4k. I hate keeping money in cash. I'd have even less if my DH did not force me. [ Reply | More
]
General Topics 06.10.20, 06:07 PM Flag
»
$150k [ Reply | More
]
General Topics 06.10.20, 06:09 PM Flag
»
30k and thank you for asking because I just signed in and realized I had an overdraft, ugh [ Reply | More
]
General Topics 06.10.20, 06:10 PM Flag
»
About 35k total. [ Reply | More
]
General Topics 06.10.20, 06:17 PM Flag
»
$75k [ Reply | More
]
General Topics 06.10.20, 06:18 PM Flag
»
Wow. Less than a thousand. Good for you guys, though! [ Reply | More
]
General Topics 06.10.20, 06:21 PM Flag
»
About 20. We try to keep around 50 and had let it drop. Were using the time at home to aggressively rebuild [ Reply | More
]
General Topics 06.10.20, 06:25 PM Flag
»
Please share if you don’t mind- how do you aggressively rebuild? Why did it drop? What’s your goal and timeframe? [ Reply | More
]
General Topics 06.10.20, 06:54 PM Flag
»
Were not traveling this year and I'm cooking all of our food and I finally paid off a student loan. We plan to be back to 50k by year end (acknowledging that we plan God laughs). And I think we'll up the goal to about 80. That would be a full year of minimum expenses. [ Reply | More
]
General Topics 06.11.20, 02:29 AM Flag
»
usually have about $100,000 in it [ Reply | More
]
General Topics 06.10.20, 06:47 PM Flag
»
40K [ Reply | More
]
General Topics 06.10.20, 06:57 PM Flag
»
$98,000 [ Reply | More
]
General Topics 06.10.20, 07:12 PM Flag
»
350K [ Reply | More
]
General Topics 06.10.20, 07:14 PM Flag
»
On February when Wuhan was in lockdown I ordered all of our retirement investments be put into a money market. (I read a lot of epidemic/pandemic thrillers in my teens.) So about $1.5mm though it's in retirement funds but still cash. [ Reply | More
]
General Topics 06.10.20, 07:49 PM Flag
»
smart [ Reply | More
]
General Topics 06.11.20, 12:41 PM Flag
»
Ha! [ Reply | More
]
General Topics 06.11.20, 02:18 PM Flag
»
The market is up now, you lost out. [ Reply | More
]
General Topics 06.11.20, 04:31 PM Flag
»
Like 40K. I think that's way too much and DH thinks it isn't enough. [ Reply | More
]
General Topics 06.10.20, 07:58 PM Flag
»
5k [ Reply | More
]
General Topics 06.10.20, 08:14 PM Flag
»
Maybe $130k? Susie Orman recommends you always have 8 months of spending available. [ Reply | More
]
General Topics 06.10.20, 08:21 PM Flag
»
it's an interesting question what 8 months of spending looks like on UB. Mine would be closer to $80k [ Reply | More
]
General Topics 06.10.20, 09:05 PM Flag
»
how much are your housing costs? Mine are $5k/month, gas, electric, car ins., life ins., lawn care, cable, cell phones (4), home phone, gas, public transportation are another $2k, food (groceries, eating out 1x/wk, ordering in 1x/wk, occasional lunching at work) easily $2k, travel sports for 2 teenagers plus coaches, plus things like SAT prep adds up to about $1500/month. The rest is entertainment, travel, presents, toiletries, home repairs (not even upgrades, just, well, things need maintenance). [ Reply | More
]
General Topics 06.10.20, 10:05 PM Flag
»
I have low housing costs, but that's offset with student loans. I have very low other costs (we are grand-fathered into a great cell plan at $20 total for the family a month). We are pretty frugal on other things. [ Reply | More
]
General Topics 06.10.20, 11:52 PM Flag
»
I've never heard of such a low cell phone bill! How long have you been with your provider, since the 90s? [ Reply | More
]
General Topics 06.11.20, 12:34 AM Flag
»
Probably early 2000s. [ Reply | More
]
General Topics 06.11.20, 03:28 AM Flag
»
It's gotta be earlier than that. I have had the same cell phone provider since 2002 and my bill was never that low. [ Reply | More
]
General Topics 06.11.20, 02:07 PM Flag
»
Mine would be like 65k, but we are MC, live in the burbs. [ Reply | More
]
General Topics 06.10.20, 11:03 PM Flag
»
~16K [ Reply | More
]
General Topics 06.10.20, 08:37 PM Flag
»
2K [ Reply | More
]
General Topics 06.10.20, 08:48 PM Flag
»
+1 except on pay day, $4K. [ Reply | More
]
General Topics 06.11.20, 02:20 AM Flag
»
ONE MILLION DOLLARS [ Reply | More
]
General Topics 06.10.20, 08:53 PM Flag
»
$1 million [ Reply | More
]
General Topics 06.10.20, 09:21 PM Flag
»
you keep that much in savings accounts? why not a broker account even if in cash so you can buy should there be a dip again? [ Reply | More
]
General Topics 06.11.20, 11:52 AM Flag
»
About 60k in cash, but have to pay about half in taxes next month. [ Reply | More
]
General Topics 06.10.20, 09:30 PM Flag
»
Sounds a little painful, is there a story there? [ Reply | More
]
General Topics 06.10.20, 11:04 PM Flag
»
np. Probably self-employed and did not pay taxes before the shut-down. We are in the same boat. [ Reply | More
]
General Topics 06.11.20, 12:31 AM Flag
»
Oh, you don't pay quarterly? Or that is the quarterly? [ Reply | More
]
General Topics 06.11.20, 12:36 AM Flag
»
We pay once a year. [ Reply | More
]
General Topics 06.11.20, 02:07 AM Flag
»
no story, we just owe about $30k on our 2019 federal taxes [ Reply | More
]
General Topics 06.11.20, 07:12 PM Flag
»
Over $5mn which is the same size as our mortgage, but we also have equity in our home. All self earned by a hard working immigrant [ Reply | More
]
General Topics 06.10.20, 11:35 PM Flag
»
That's awesome! What do you do? [ Reply | More
]
General Topics 06.11.20, 12:18 AM Flag
»
Finance entrepreneur [ Reply | More
]
General Topics 06.11.20, 03:16 AM Flag
»
over 400K [ Reply | More
]
General Topics 06.10.20, 11:55 PM Flag
»
$140k [ Reply | More
]
General Topics 06.11.20, 12:48 AM Flag
»
42K [ Reply | More
]
General Topics 06.11.20, 01:18 AM Flag
»
checking only; savings is about another 200K. [ Reply | More
]
General Topics 06.11.20, 01:33 AM Flag
»
$18,000 [ Reply | More
]
General Topics 06.11.20, 01:57 AM Flag
»
around 35k. but more in brokers accounts. [ Reply | More
]
General Topics 06.11.20, 11:51 AM Flag
»
about 0.5MM [ Reply | More
]
General Topics 06.11.20, 12:40 PM Flag
»
$35k checking, no savings, $3.8MM in non-retirement brokerage account. Feel that checking is a bit high, will likely reduce to $20-25k. [ Reply | More
]
General Topics 06.11.20, 01:03 PM Flag
»
5k. Everything is in the market and real estate. [ Reply | More
]
General Topics 06.11.20, 04:30 PM Flag
»
Market is tanking. [ Reply | More
]
General Topics 06.11.20, 04:34 PM Flag
»
Ugh. It was wonderful yesterday. [ Reply | More
]
General Topics 06.11.20, 06:51 PM Flag
»
1.75 mm in various savings accounts (we're buying a home soon so wanted it freed up and not fluctuating). [ Reply | More
]
General Topics 06.11.20, 04:33 PM Flag
»
About $30K, I think. [ Reply | More
]
General Topics 06.11.20, 04:35 PM Flag
»
15K. I compusively empty into retirement accounts but thought I better start keeping cash after mid-March. [ Reply | More
]
General Topics 06.11.20, 07:12 PM Flag
Refresh » New Post »
Select Category
close [X]

close [X]

Select a Category (only 1)

category
Stages
Regions