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06.02.08, 10:07 AM New York City
43 replies
If you and DH were to die today - how much $$ would DCs inherit? [ Reply | Watch | Flag ]
New York City 06.02.08, 10:07 AM Flag
 

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let me look under the sofa cushions [ Reply | More
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General Topics 06.02.08, 10:09 AM Flag
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but you have life insurance, of course? [ Reply | More
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General Topics 06.02.08, 10:10 AM Flag
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yes. but we haven't told them. they'd push us in front of a bus if they knew. [ Reply | More
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General Topics 06.02.08, 10:11 AM Flag
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little mercenaries, eh? [ Reply | More
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General Topics 06.02.08, 10:11 AM Flag
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they're tough little cookies [ Reply | More
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General Topics 06.02.08, 10:12 AM Flag
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Hijack: need to get life insurance. How do I go about this. Know we want a 25 year term for 500k each. Now what do I do? In NYC. [ Reply | More
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General Topics 06.02.08, 10:12 AM Flag
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do you need a name? I can give you my agent [ Reply | More
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General Topics 06.02.08, 10:13 AM Flag
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[ Removed by moderator ] [ Reply | More
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General Topics 06.02.08, 10:14 AM Flag
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yes diff options. All top of the line AAA. Lenny Meranus - 862-485-4336 - he's in NJ but does NY [ Reply | More
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General Topics 06.02.08, 10:18 AM Flag
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Find an agent or you can also usually buy extra through work. Also USAA, State Farm etc. will sell you policies. [ Reply | More
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General Topics 06.02.08, 10:14 AM Flag
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Good to know. We have State Farm for home insurance. Do we have to have a physical? [ Reply | More
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General Topics 06.02.08, 10:15 AM Flag
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np, yes, you'll get a fairly cursory physical, and a questionnaire to fill out. Don't let the agent talk you into anything but level term, but consider getting more than 500k. [ Reply | More
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General Topics 06.02.08, 10:19 AM Flag
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What is "level term"? Thanks for the mini lesson! [ Reply | More
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General Topics 06.02.08, 10:20 AM Flag
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you pay the same amount every year for 20 years for a given amount of insurance. [ Reply | More
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General Topics 06.02.08, 10:25 AM Flag
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They all make you do a physical. [ Reply | More
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General Topics 06.02.08, 10:19 AM Flag
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and they take your blood and urine and do an EKG of your heart [ Reply | More
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General Topics 06.02.08, 10:21 AM Flag
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Do they pay for it or do we? [ Reply | More
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General Topics 06.02.08, 10:22 AM Flag
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they pay [ Reply | More
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General Topics 06.02.08, 10:22 AM Flag
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np - and they'll come to your home or office [ Reply | More
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General Topics 06.02.08, 10:22 AM Flag
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Know the agent will but the dr will too? [ Reply | More
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General Topics 06.02.08, 10:23 AM Flag
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they hire a doctor to do it. He makes house calls. [ Reply | More
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General Topics 06.02.08, 10:23 AM Flag
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And I would never recommend the woman who sold us our policy. Total looney nut job. Whatever she did someone else could have done without wasting my time. [ Reply | More
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General Topics 06.02.08, 10:24 AM Flag
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Mine didn't. [ Reply | More
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General Topics 06.03.08, 04:45 PM Flag
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Don't buy through work; usually can't get 20 year term [ Reply | More
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General Topics 06.02.08, 12:09 PM Flag
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well, it all goes into trust for their appointed guardian to use to pay for their upbringing and education. But counting selling the house and the life insurance and everything else, maybe 4 million (split 3 ways). [ Reply | More
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General Topics 06.02.08, 10:09 AM Flag
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$5m in insurance and about $1m in other assets. [ Reply | More
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General Topics 06.02.08, 10:10 AM Flag
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maybe a million if they sell off stuff [ Reply | More
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General Topics 06.02.08, 10:11 AM Flag
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1 dc, about $1.5-2 million [ Reply | More
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General Topics 06.02.08, 10:11 AM Flag
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3 million [ Reply | More
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General Topics 06.02.08, 10:12 AM Flag
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1.5 million minus 85K debt. eventually my inheritance from my parents [ Reply | More
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General Topics 06.02.08, 10:13 AM Flag
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What kind of debt? [ Reply | More
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General Topics 06.02.08, 10:15 AM Flag
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credit card - my supporting dh through opening his business. Actually it's less - if we get paid we'll be down to 30 and I have 50 in savings but won't liquidate it [ Reply | More
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General Topics 06.02.08, 10:19 AM Flag
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all in, got to be $10 million or so [ Reply | More
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General Topics 06.02.08, 10:13 AM Flag
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if both of us expired dd would inherit 2.8mm (just the life insurance policies) [ Reply | More
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General Topics 06.02.08, 10:25 AM Flag
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About $10 million in cash and investments, $5m life insurance, property worth ~$8m. And they have money in trust from my parents. [ Reply | More
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General Topics 06.02.08, 10:26 AM Flag
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3-4M, excluding inheritance from grandparents [ Reply | More
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General Topics 06.02.08, 10:27 AM Flag
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DEBT LOL [ Reply | More
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General Topics 06.02.08, 11:49 AM Flag
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$10M in insurance, $1M savings/stocks, $3M apartment [ Reply | More
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General Topics 06.02.08, 11:51 AM Flag
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$5-6mn, including apt. one dc. [ Reply | More
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General Topics 06.02.08, 12:04 PM Flag
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$4MM net worth and another $5MM in life insurance 2 DCs [ Reply | More
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General Topics 06.02.08, 12:08 PM Flag
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$4 million in insurance, 1.5 in assets [ Reply | More
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General Topics 06.02.08, 12:14 PM Flag
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1 dc. $1 mil in insurance. About $2.5 mil in assets. [ Reply | More
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General Topics 06.02.08, 12:18 PM Flag
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$1 million in life insurance, another $2 million in real estate and investments. [ Reply | More
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General Topics 06.02.08, 02:34 PM Flag
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