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06.02.08, 06:05 AM General Topics
4 replies
if a house is appraised higher than sale price can you borrow more? [ Reply | Watch | Flag ]
General Topics 06.02.08, 06:05 AM Flag
 

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sure, but most lenders will not borrow more than 80% of value. i imagine at this time it's even more strict [ Reply | More
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General Topics 06.02.08, 06:08 AM Flag
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so i would still have to put 20% down? [ Reply | More
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General Topics 06.02.08, 06:09 AM Flag
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at least or pay private mortgage insurance but with the current housing climate i think it's getting harder and harder to secure a loan [ Reply | More
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General Topics 06.02.08, 06:10 AM Flag
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I depends on the lender. You used to be able to put only 5% down but I think they have increased that. You most likely need at least 10-15% these days [ Reply | More
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General Topics 06.02.08, 06:11 AM Flag
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