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05.27.08, 16:35 PM General Topics
9 replies
how hard is it to get a mortgage these days if far from perfect credit? no cc bills, good hhi, but several late payments and a cc cancelled 2 years ago (long story, supported 2 households, dh's family had major issues that we paid for) [ Reply | Watch | Flag ]
General Topics 05.27.08, 04:35 PM Flag
 

Dear UrbanBaby community,

Thank you so much for being a valued member of the UrbanBaby community. We wanted to inform you that we are shutting down the site on July 6th. We are grateful for your participation and support that has helped make UrbanBaby such an important resource to parents for many years.

If you have any questions or concerns, you can email us at urbanbaby-support@cbsinteractive.com.

Thanks so much,

UrbanBaby Support

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Do you have 20% down payment? [ Reply | More
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General Topics 05.27.08, 04:35 PM Flag
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yes [ Reply | More
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General Topics 05.27.08, 04:36 PM Flag
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You can probably get a mortgage, but the rate may be higher. [ Reply | More
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General Topics 05.27.08, 04:37 PM Flag
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ok, thanks. i just want to settle my nerves a bit that we will be approved. just got out of attorney review [ Reply | More
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General Topics 05.27.08, 04:38 PM Flag
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what is your credit score? [ Reply | More
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General Topics 05.27.08, 04:36 PM Flag
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605 [ Reply | More
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General Topics 05.27.08, 04:36 PM Flag
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cc canceled? you left an unpaid balance? [ Reply | More
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General Topics 05.27.08, 04:36 PM Flag
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no, we paid it, but they cancelled the card. [ Reply | More
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General Topics 05.27.08, 04:37 PM Flag
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If you have at least 20% to put down (more on an expensive house) and your mortgage payments will be less than 30% of your HHI, you should be able to get something. [ Reply | More
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General Topics 05.27.08, 04:37 PM Flag
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