UrbanBaby

09.05.19, 16:29 PM General Topics
11 replies

So frustrated. I made a mortgage payment at the end of the month that has yet to clear. In the meantime my ds school overcharged me for tuition by thousands and now our mortgage payment may bounce and go to credit report for 7 years. School is telling me there is no way to reverse charge and bank is saying the same. Charge is still pending. Unreal. [ Reply | Watch | Flag ]
General Topics 09.05.19, 04:29 PM Flag

Dear UrbanBaby community,

Thank you so much for being a valued member of the UrbanBaby community. We wanted to inform you that we are shutting down the site on July 6th. We are grateful for your participation and support that has helped make UrbanBaby such an important resource to parents for many years.

If you have any questions or concerns, you can email us at urbanbaby-support@cbsinteractive.com.

Thanks so much,

UrbanBaby Support

Transfer assets from savings? Cash advance from credit card? [ Reply | More

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General Topics 09.05.19, 04:32 PM Flag

OP: no and no. :( [ Reply | More

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General Topics 09.05.19, 04:34 PM Flag

np - Why no? No other assets you can get in there? [ Reply | More

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General Topics 09.05.19, 06:09 PM Flag

One instance will not go on your credit report. Have the school cut you a check. [ Reply | More

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General Topics 09.05.19, 04:36 PM Flag

I would call your mortgage company and let them know what happened. Maybe they can hold the payment for a couple of days while you sort out the tuition situation. [ Reply | More

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General Topics 09.05.19, 04:39 PM Flag

School is saying that they overcharged you by thousands but they can't reverse the charge? So they just steal thousands? [ Reply | More

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General Topics 09.05.19, 04:40 PM Flag

This. Have your lawyer send a letter right now. [ Reply | More

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General Topics 09.05.19, 07:11 PM Flag

Bounced check doesn't go on credit report. Not reported until payment is more than 30 days late. you have time to rememdy. [ Reply | More

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General Topics 09.05.19, 04:42 PM Flag

surprised no one has asked why you are paying for school when you seem to be living paycheck to paycheck? [ Reply | More

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General Topics 09.05.19, 04:54 PM Flag

You have to wait until the charge is cleared then dispute it. You may have to pay a bank fee but they should absolutely be able to reverse it since the school overcharged you. Either that or demand the school cuts you out a check for what they overcharged. As for your mortgage company call them and explain. Nothing ends up on your credit report until after 30 days. [ Reply | More

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General Topics 09.05.19, 05:06 PM Flag

Can you get overdraft protection on your checking account ? [ Reply | More

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General Topics 09.05.19, 07:51 PM Flag