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07.22.08, 13:05 PM General Topics
6 replies
please tell me about your health insurance. my company is always bragging about how great their plan is but i'm wondering how it compares. we pay about $3000 a year plus $20 copays. doesn't cover dental or eye exams/glasses. [ Reply | Watch | Flag ]
General Topics 07.22.08, 01:05 PM Flag
 

Dear UrbanBaby community,

Thank you so much for being a valued member of the UrbanBaby community. We wanted to inform you that we are shutting down the site on July 6th. We are grateful for your participation and support that has helped make UrbanBaby such an important resource to parents for many years.

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Thanks so much,

UrbanBaby Support

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We don't pay anything. Have full medical, dental and vision. [ Reply | More
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General Topics 07.22.08, 01:09 PM Flag
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I don't pay anything. My boss pays @ $650/month for me, which does cover eye, and I have dental through dh's work. [ Reply | More
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General Topics 07.22.08, 01:10 PM Flag
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we pay about 6000 annual (for the family) I think can go out of network, but I forget the deductible. copays vary (general vs specialist, etc) detal and vision are separate [ Reply | More
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General Topics 07.22.08, 01:12 PM Flag
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you can't compare based just on this info. is it a ppo or an hmo? is there a per year or lifetime maximum benefit? is there a cap to how much you pay or to how much they pay? etc. the policies vary tremendously - and those variations are the ones that matter when you actually need the insurance when you're sick. [ Reply | More
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General Topics 07.22.08, 01:13 PM Flag
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i understand what you are saying and you have a good point. and i'm happy with my plan and choice of doctors. but let's face it. my actual costs are a big consideration for me [ Reply | More
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General Topics 07.22.08, 01:16 PM Flag
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yes, but, when you are sick, you want to be able to go to the specialist you want to go to - not have to go to whomever the insurance company tells you you can see. and, if the plan has a maximum that the insurance pays, then a serious illness can bankrupt you in a very short period of time. [ Reply | More
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General Topics 07.22.08, 01:24 PM Flag
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