UrbanBaby

07.19.08, 06:00 AM New York City
18 replies

Pregnant and due November. Wondering about maternity / short-term diability benefits available for self-employed women. Does anyone have information on what's available, how to obtain coverage, how much one can get and for how long? Thanks! [ Reply | Watch | Flag ]
New York City 07.19.08, 06:00 AM Flag

Dear UrbanBaby community,

Thank you so much for being a valued member of the UrbanBaby community. We wanted to inform you that we are shutting down the site on July 6th. We are grateful for your participation and support that has helped make UrbanBaby such an important resource to parents for many years.

If you have any questions or concerns, you can email us at urbanbaby-support@cbsinteractive.com.

Thanks so much,

UrbanBaby Support

don't know about that but your baby is screwed for public school! [ Reply | More

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General Topics 07.19.08, 06:02 AM Flag

I know, I know! ;-) [ Reply | More

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General Topics 07.19.08, 06:02 AM Flag

np what does that mean? [ Reply | More

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General Topics 07.19.08, 06:08 AM Flag

It means she'll be a year behind. I believe the suggested cut off is born by Sept 1. Private schools the same. [ Reply | More

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General Topics 07.19.08, 06:21 AM Flag

oh! Thanks! LOL! I thought somehow the insurance was related to schooling! Carry on! [ Reply | More

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General Topics 07.19.08, 06:23 AM Flag

no, the cutoff for nyc is dec 31. It means dc will be youngest and at a disadvantage for g&t testing. [ Reply | More

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General Topics 07.19.08, 06:26 AM Flag

Thanks for clearing that up. [ Reply | More

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General Topics 07.19.08, 08:25 AM Flag

check with the state. There are programs out there. Do you have no insurance at all? ALso, I just heard a story on the news this morning that most hospitals will reduce the amount you owe by 40% if you have no ins at all. GL [ Reply | More

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General Topics 07.19.08, 06:07 AM Flag

Really - I thought the insurance companies went after them for insurance fraud when they did that. [ Reply | More

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General Topics 07.19.08, 06:08 AM Flag

insurance fraud? where?? [ Reply | More

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General Topics 07.19.08, 06:10 AM Flag

nope. Saw it on the news. There was a fraudulent company selling soemthing called a Maternity card they were investigating. Dont' the that! Anyway, they said you have to ask in advance and tell them you are uninsured. They reduce costs for ins companies so why not for indivuals? Not fraudulent at all [ Reply | More

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General Topics 07.19.08, 06:14 AM Flag

I remember a story about a NY docs office that gave a discount to those paying themselves and the insurance companies filed suit. So they stopped. [ Reply | More

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General Topics 07.19.08, 06:16 AM Flag

hhmmmm.....never heard about that. I don't know why they would. Seems only fair to me! [ Reply | More

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General Topics 07.19.08, 06:16 AM Flag

I'm not an expert - but I think their case was - you tell us that you can't do x procedure for less than $$ and then you turn around and do it for less. So you can't bill us xx and someone else less. [ Reply | More

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General Topics 07.19.08, 06:18 AM Flag

I see. But they do make deals with the ins company so I think they should be able to make deals with individuals too. Just another way we could reduce the cost of health care in this country without resorting to nationalizing it IMHO [ Reply | More

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General Topics 07.19.08, 06:21 AM Flag

I have health insurance. Just not disability, which is what I'd collect if I had a FT job and was taking a traditional leave. I know I should have anyway as no work, no pay for me, but it just occured to me that while I don't need to take a full leave (I work from home) I will need some time. I'm just curious about what's involved--like, am I too late, etc. I've searched the Interent but can't come up with any direct answers. I figured someone on this site must have been through this before. [ Reply | More

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General Topics 07.19.08, 06:19 AM Flag

look in the blue pages for a number for nystate disability and just start making calls. Or ask your OB, they might know. [ Reply | More

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General Topics 07.19.08, 06:23 AM Flag

I suppose you could google ny state disability pregnancy as well [ Reply | More

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General Topics 07.19.08, 06:27 AM Flag