UrbanBaby

07.14.08, 06:56 AM General Topics
5 replies

anyone ever successfully get something off of their credit report? I moved out of an apt. 7 yrs ago. More than 6 yrs ago, I guess Verizon sent a bill for a remainder of a phone bill. I never got it. No bill ever came to my new address, and now, more than 6 yrs later, I get a bill from a collection agency, and its already been reported to credit agencies. I am happy to pay what I owe, but I don't want to pay it without assurances that this will be deleted from credit reports. PO'd big time that Verizon couldn't manage to get a bill to me, but somehow the credit agency could? Any advice? It is for 85 bucks, which I can easily pay. Most annoying is that verizon won't help me--we have 3 phone lines, dsl, and cell phone from them, which I will happily dump if they don't help me. So far, Verizon does not seem to care. TIA. [ Reply | Watch | Flag ]
General Topics 07.14.08, 06:56 AM Flag

Dear UrbanBaby community,

Thank you so much for being a valued member of the UrbanBaby community. We wanted to inform you that we are shutting down the site on July 6th. We are grateful for your participation and support that has helped make UrbanBaby such an important resource to parents for many years.

If you have any questions or concerns, you can email us at urbanbaby-support@cbsinteractive.com.

Thanks so much,

UrbanBaby Support

yes, we had this exact issue with Verizon. dh spent hours on the phone with them getting things sorted (it was messing up the refinancing of our mortgage). So annoying, but it did get fixed. gl [ Reply | More

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General Topics 07.14.08, 07:04 AM Flag

thanks. Can you tell me who the collection agency was? Mind is AFNI. I don't know whether I owe this or not, but to not get a bill for nearly 7 yrs, and open other verizon accts w/o trouble makes no sense. Was the acct pulled from the collection agency? Any specific advice would be greatly appreciated. Thanks. [ Reply | More

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General Topics 07.14.08, 07:08 AM Flag

I'm sorry, I guess our situation wasn't exactly the same -- the reason we knew it had been reported to the credit agencies was b/c dh's credit score was suddenly too low for us to refinance our mortgage, so he dealt with Verizon directly, we didn't have to deal with a credit agency. OTOH, I have dealt with collection agencies before; they should be able to get the back up you need, and get your name cleared with the credit agencies. [ Reply | More

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General Topics 07.14.08, 07:13 AM Flag

thanks [ Reply | More

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General Topics 07.14.08, 07:15 AM Flag

I had this with MCI -- after it went under. Still on my credit report since company is out of business -- just listed as "disputed" [ Reply | More

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General Topics 07.14.08, 07:18 AM Flag