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06.22.08, 10:50 AM General Topics
6 replies
we rent an apt that i really like. i'm afraid we'll never be able to buy a house. would you buy a house you didn't love just to get started with home ownership? [ Reply | Watch | Flag ]
General Topics 06.22.08, 10:50 AM Flag
 

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really depends on where you live. Where I am, I pay $1900 a month rent, same house would be about $4000 morgage/tax/insurance, not including maintenance. Only buy if you are only paying slightly more than renting would cost, otherwise it's probably a bubble. Also don't buy if everything around is tanking fast. My friend bought last year, same time we moved into rental, and she's lost 30% of the value already.... [ Reply | More
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General Topics 06.22.08, 11:01 AM Flag
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i think we can get something at a good price now but if we want the type of place we are living in now it will be out of our budget. but i feel like if we wait, prices will go back up anyway. [ Reply | More
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General Topics 06.22.08, 11:05 AM Flag
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prices are going to take a while to go back up in most places where they are going down. In my area we definitely haven't seen bottom [ Reply | More
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General Topics 06.22.08, 11:07 AM Flag
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cool. thanks. [ Reply | More
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General Topics 06.22.08, 11:09 AM Flag
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and don't let all the homeowners around you pressure you. They are scared that it's going to keep going down, so they will keep talking up homeownership because if more people buy they feel more secure. I went to a party yesterday where everyone was moaning about how much prices have fallen, but as soon as I say I am renting, they all try to convince me that this is the right time to buy. I don't see how that can be true if there is a ton on the market that isn't selling... [ Reply | More
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General Topics 06.22.08, 11:12 AM Flag
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lol. i can see that happening. but btw, in my neighborhood there is very little for sale. i think people are trying to wait until prices go up before putting their houses on the market. [ Reply | More
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General Topics 06.22.08, 11:26 AM Flag
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