UrbanBaby

06.16.08, 13:47 PM Expecting
4 replies

is it possible to go to a bank and get a certified check charged to an amex card? buying our first home, and closing costs will be $25-30k....by the time we close we will have enough, but would love to get the points on amex to buy a washer/dryer. anyone btdt? [ Reply | Watch | Flag ]
Expecting 06.16.08, 01:47 PM Flag

Dear UrbanBaby community,

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UrbanBaby Support

this is exactly why I wished my co-op would accept CC for monthly maint. payments. I would be rolling in the CC points but they don't :( [ Reply | More

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General Topics 06.16.08, 01:50 PM Flag

that sucks. just trying to be creative...i can't believe how expensive buying a condo is. [ Reply | More

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General Topics 06.16.08, 01:51 PM Flag

that's because the banks charge the merchants fees for the "priviledge" of accepting credit cards and the co-op doesn't want to pay those fees. with a Certified check, the bank is certifying that there is enough money in the account to guarantee payment (the check cannot bounce) - they aren't going to certify that you have a big enough credit line to cover the payment. [ Reply | More

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General Topics 06.16.08, 01:55 PM Flag

Possibly but I’m sure you would be charged a much higher rate (i.e 29%) for a cash advance. [ Reply | More

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General Topics 06.16.08, 01:53 PM Flag